You Can’t Have Cashflow Constraints!

Group 1647

Construction and Manufacturing Companies have unique financial needs

Often requiring access to capital tied up in accounts receivable. At CBF, we offer a variety of financing options designed specifically for your industry.

Whether you’re looking for:
 
Factoring: Unlock the value of your accounts receivable.
Lines of Credit: Access flexible credit based on your receivables.
Equipment Financing: Obtain financing for essential equipment.
 
CBF is committed to helping your business thrive. Explore our financing solutions and discover how we can support your growth.
Knowing the difference may put thousands back on your bottom line.
Features
A/R LOC
Factoring
Advance Rate
90% *
75% *
Ownership of Receivables
The business retains ownership of its accounts receivable.
The business receives immediate cash (usually a percentage of the receivable’s value) from the factor.
Limit of Funding
The business can borrow against its accounts receivable up to a predetermined credit limit.
The business receives immediate cash (usually a percentage of the receivable’s value) from the factor.
Cost
Interest is typically charged on the borrowed amount.
The factor charges a fee, which can include a discount on the receivable’s face value.
Control
The Business maintains control over its customer relationships and collections
The factor takes control over the collection process, which may affect the business’s customer relationships.

* advance rate ultimately decision is based on the lender, industry of the applicant and the strength of the invoices. The rate may vary.

Some examples of your funding options!